Adult Merchant Account

Adult businesses usually encounter headwinds when setting up a credit card processing account. Most banks find the adult industry high risk because of the increased risk of chargebacks and fraud associated with their transactions. Banks working with adult merchants need to monitor each of their accounts for compliance with the card association guidelines.  Violations of their terms or any legal guidelines can be very costly and detrimental to a bank.  This is why all adult businesses need the services of a high risk merchant account provider.

At Allied Payments, we specialize in adult credit card processing services for merchants operating e-commerce and retail-based adult businesses. By completing a short application and supplying a few supporting documents, merchants can be set up relatively quickly with an adult merchant account. Upon approval, the merchant will receive access to their adult payment gateway which will allow for both online and manual payment processing. Adult merchants will have the ability to accept all major credit cards while receiving quick payouts directly into their business bank account.

Adult Businesses Include:
- Adult Toys
- Adult Novelties
- Adult Dating
- Online Dating
- Streaming Video
- Online Photo Galleries

The adult industry has been expanding exponentially over the past 2 decades. New adult businesses have been opening everywhere, both online and in retail locations. One of the most common problems shared by these companies is the difficulty in establishing adult credit card processing services. Most banks shy away from the industry because of the risks associated with these businesses, including chargebacks and government regulations concerning consumers and models.

The adult businesses must work with a payment processor that sets up accounts for adult credit card processing. Allied Payment's banking network allows us the ability to work with high-risk companies including adult merchants. Many payment processors do not have the ability to set up adult businesses and ultimately apply those merchants for accounts that are destined to be shut down.  This does not help merchants and in fact, can hurt them.  Whether it's having their funds helps for extended periods of time or having their name attached to a fraudulent application, this can become a serious problem.

Allied Payments is able to help adult businesses of types.  Regardless if they are strictly a retail store or operate online, there are many different options available today.  Some retail locations have decided to continue utilizing a countertop terminal.  But many businesses have evolved and decided to take on new technology  Businesses can add a Point of Sale system to their retail location to help with inventory management and customer tracking.  Other merchants have opted to use a USB swiper and integrate that into their online payment gateway to manage all aspects of their sales.

Payment Solutions include:
- Retail
- Ecommerce

Allied Payments is able to help adult businesses of types.  Regardless if they are strictly a retail store or operate online, there are many different options available today.  Some retail locations have decided to continue utilizing a countertop terminal.  But many businesses have evolved and decided to take on new technology  Businesses can add a Point of Sale system to their retail location to help with inventory management and customer tracking.  Other merchants have opted to use a USB swiper and integrate that into their online payment gateway to manage all aspects of their sales.

Working with Allied Payments, businesses will have the ability to find multiple solutions for your business.  Many of today's solutions have minimal costs but can help business owners increase revenues and maximize their business potential through better management.  Depending on the needs of your business, Allied Payments has many solutions available to help grow your company without adding time or workload to your already hectic schedule.

Payment Gateway

The Allied adult payment gateway has an industry-leading 99.99% uptime, providing our clients the reliability required to operate their business without concern. Adult merchants generally see an increase in revenues through ordering and payment acceptance rates while using a merchant account from Allied Payment. When transactions are processed, either by your customer online or by the merchant through the virtual terminal, approvals are only seconds away, eliminating long delays or timed out transactions. This significantly helps customers looking for immediate checkouts and access to websites.

Eliminating Fraud

Fraud has always been a concern, not just for adult-based businesses but for all types of online businesses. Our team has partnered with the most experienced e-commerce companies to provide in-depth fraud prevention tools to reduce and nearly eliminate all types of online fraud. Merchants are able to customize all aspects of their fraud prevention tools to find what works best for their business.  We have found that a one size fits all fraud prevention program is less effective when lumping businesses together across multiple industries. Depending on the location of your customers, you can automatically block transactions based on their geographic location, the number of attempts made and the cards used. Finding the best solution that works for your business is the best way to maximize revenues.

Working with Allied

After an adult merchant is approved through Allied, merchant credentials and account logins are created and sent to the business. At this point, the merchant and their technical support team are able to begin configuring settings. The Allied payment gateway was designed to allow for maximum flexibility and transaction management for all types of online businesses. If merchants ever have questions or a problem, our staff is available to help with everything from merchant account management to fraud protection tips.

An adult merchant account needs to remain reliable and stable for it to help grow a business. Our support department at Allied Payments will assist business owners with every phase, from application to integration while supporting your credit card processing and payment processing afterwards. Our support team responds to all inquiries quickly and around the clock to make sure your business gets the help it needs. Our technical support team is available to assist at every step in your business process.  Our experienced staff will make sure that all problems are resolved quickly.

Get Started

Our team has built a network of banks that specialize in accepting adult merchants. With several banking options, adult businesses can be assured that they will be quickly approved and set up without trouble. Normal approval takes 3-5 days and requires only a simple application package. Adult businesses that choose to work with Allied Payments will be partnering with one of the fastest setup processes and one of the quickest payout schedules in the industry. Contact our office today and speak with an adult merchant account executive.