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Merchant Account Rates & Fees
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Merchant Account Rates & Fees

| AS LOW AS | TRANSACTION FEE | MONTHLY FEE | |
|---|---|---|---|
| Retail (Swipe) | 0.08% | $0.08 | $8.00 |
| Mail Order / Phone Order | 1.49% | $0.12 | $10.00 |
| Internet | 1.49% | $0.10 | $10.00 |
| Medium Risk | 1.49% | $0.12 | $10.00 |
| High Risk | 1.79% | $0.15 | $10.00 |
| High Volume – High Risk | 0.79% | $0.20 | $10.00 |
| High Transaction | 1.49% | $0.15 | $10.00 |
| ACH | 1.99% | $0.20 | $35.00 |
| eCheck | 1.99% | $0.20 | $35.00 |
ACCEPT ALL MAJOR CREDIT CARDS
Regardless of Credit History!
Rates and fees for high-risk merchant accounts are typically higher than those of traditional low-risk accounts. Still, a high-risk merchant account offers companies a secure and stable processing solution. The higher rates and fees offset the additional costs incurred by the high-risk payment processor.
Unlike traditional low-risk merchant accounts, where many processors offer a simple, one-size-fits-all pricing structure, high-risk merchant accounts are typically priced on a per-case basis.
The rates and fees a high-risk merchant pays are dependent on four main factors:
- Your business’ industry
- Your business’ individual risk level
- Your business’ processing volume and history
- The high-risk payment processor
The first step is choosing a processor who can offer your company competitive rates and fees, regardless of industry, risk level, or past processing history. Complete the form on this page, and an Allied Payments account representative will reach out and explain the processing solutions available to your business.

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